Min. deposit
$200RefundableRegular purchase APR
28.74%* VariableAnnual fee
$0Rewards rate
1%Cash back
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- None
- Regular purchase APR
- 28.74%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- N/A
- Cash advance APR
- 28.74%* Variable
- Cash advance fee
- 3% with a $10 Minimum
- Late fee
- Up to $41
- Penalty APR
- N/A
- Balance transfer fee
- N/A
- Foreign transaction fee
- 3%
- Return payment fee
- Up to $30
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Choose the First Latitude Assent Card and enjoy $0 Annual Fee!
- Secure your credit line with your refundable security deposit – choose from $200- $2,000. With the ability to increase up to $5,000 over time!
- Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
- Designed to push you forward on your credit building journey with $0 Annual Fee.
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion. ¹
- Good for Car Rental, Hotels & Anywhere Credit Cards Are Accepted!
- All credit types welcome to apply!
- Good for Car Rental, Hotels; Anywhere Mastercard is Accepted.
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.