Intro Purchase APR
0%* for 15 months
Regular Purchase APR
19.74% - 29.74% (Variable)
Intro Balance Transfer APR
0%* for 15 months
Regular Balance Transfer APR
19.74% - 29.74% (Variable)
Annual Fee
$0
Rewards
None
Cash Back
Balance Transfer Fee
3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time
Min Credit Needed
GOOD
Return Payment Fee
See Terms*
Foreign Transaction Fee
None
Penalty APR
None
Late Fee
Up to $40
Cash Advance Fee
5% of the amount of the cash advance, but not less than $5
Cash Advance APR
29.74% (Variable)
Card Information
Card Details
- 0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies, 3% fee on the amounts transferred within the first 15 months, 4% at a promotional APR that Capital One may offer you at any other time
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Card Details
- 0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies, 3% fee on the amounts transferred within the first 15 months, 4% at a promotional APR that Capital One may offer you at any other time
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Intro Purchase APR
0%* for 15 months
Regular Purchase APR
19.74% - 29.74% (Variable)
Intro Balance Transfer APR
0%* for 15 months
Regular Balance Transfer APR
19.74% - 29.74% (Variable)
Annual Fee
$0
Min Credit Needed
GOOD‡
Intro Purchase APR
0% for 12 Months
Regular Purchase APR
18.49% - 29.24%* Variable
Intro Balance Transfer APR
0% for 21 Months
Regular Balance Transfer APR
18.49% - 29.24%* Variable
Annual Fee
$0
Rewards
None
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Min Credit Needed
GOOD
Return Payment Fee
Up to $41
Foreign Transaction Fee
3%
Penalty APR
N/A
Late Fee
None
Cash Advance Fee
5%, Min: $10
Cash Advance APR
29.74%* Variable
Card Information
Card Details
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Stay protected with Citi® Quick Lock
- Rates and fees
Card Details
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Stay protected with Citi® Quick Lock
- Rates and fees
Intro Purchase APR
0% for 12 Months
Regular Purchase APR
18.49% - 29.24%* Variable
Intro Balance Transfer APR
0% for 21 Months
Regular Balance Transfer APR
18.49% - 29.24%* Variable
Annual Fee
$0
Min Credit Needed
GOOD‡
Intro Purchase APR
N/A
Regular Purchase APR
20.99% - 27.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
20.99% - 27.99%* Variable
Annual Fee
$95
Rewards
None
Points
Balance Transfer Fee
5%, Min: $5
Min Credit Needed
GOOD
Return Payment Fee
See Terms*
Foreign Transaction Fee
$0
Penalty APR
Up to 29.99%
Late Fee
See Terms*
Cash Advance Fee
5%, Min: $10
Cash Advance APR
29.74%* Variable
Card Information
Card Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
Card Details
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
Intro Purchase APR
N/A
Regular Purchase APR
20.99% - 27.99%* Variable
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
20.99% - 27.99%* Variable
Annual Fee
$95
Min Credit Needed
GOOD‡
Intro Purchase APR
0% for 15 Months
Regular Purchase APR
17.99% - 27.99%* Variable
Intro Balance Transfer APR
0% for 15 Months
Regular Balance Transfer APR
17.99% - 27.99%* Variable
Annual Fee
$0
Rewards
None
Points
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Min Credit Needed
GOOD
Return Payment Fee
Up to $41
Foreign Transaction Fee
3%
Penalty APR
Up to 29.99% Variable
Late Fee
See Terms*
Cash Advance Fee
5%, Min: $10
Cash Advance APR
29.74%* Variable
Card Information
Card Details
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- No Annual Fee
- Rates and fees
Card Details
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- No Annual Fee
- Rates and fees
Intro Purchase APR
0% for 15 Months
Regular Purchase APR
17.99% - 27.99%* Variable
Intro Balance Transfer APR
0% for 15 Months
Regular Balance Transfer APR
17.99% - 27.99%* Variable
Annual Fee
$0
Min Credit Needed
GOOD‡
Intro Purchase APR
N/A
Regular Purchase APR
19.99% - 29.74% (Variable)
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
19.99% - 29.74% (Variable)
Annual Fee
$95
Rewards
None
Miles
Balance Transfer Fee
$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Min Credit Needed
GOOD
Return Payment Fee
See Terms*
Foreign Transaction Fee
None
Penalty APR
None
Late Fee
Up to $40
Cash Advance Fee
5% of the amount of the cash advance, but not less than $5
Cash Advance APR
29.74% (Variable)
Card Information
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
Intro Purchase APR
N/A
Regular Purchase APR
19.99% - 29.74% (Variable)
Intro Balance Transfer APR
N/A
Regular Balance Transfer APR
19.99% - 29.74% (Variable)
Annual Fee
$95
Min Credit Needed
GOOD‡
Intro Purchase APR
0% intro on purchases for 15 months
Regular Purchase APR
19.74% - 29.74% (Variable)
Intro Balance Transfer APR
0% intro on balance transfers for 15 months
Regular Balance Transfer APR
19.74% - 29.74% (Variable)
Annual Fee
$0
Rewards
None
Miles
Balance Transfer Fee
3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time
Min Credit Needed
GOOD
Return Payment Fee
See Terms*
Foreign Transaction Fee
None
Penalty APR
None
Late Fee
Up to $40
Cash Advance Fee
5% of the amount of the cash advance, but not less than $5
Cash Advance APR
29.74% (Variable)
Card Information
Card Details
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies, 3% fee on the amounts transferred within the first 15 months, 4% at a promotional APR that Capital One may offer you at any other time
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
Card Details
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies, 3% fee on the amounts transferred within the first 15 months, 4% at a promotional APR that Capital One may offer you at any other time
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
Intro Purchase APR
0% intro on purchases for 15 months
Regular Purchase APR
19.74% - 29.74% (Variable)
Intro Balance Transfer APR
0% intro on balance transfers for 15 months
Regular Balance Transfer APR
19.74% - 29.74% (Variable)
Annual Fee
$0
Min Credit Needed
GOOD‡