Get A Great Credit Card For Good Scores

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Intro Purchase APR

0% Intro APR for 15 Months

Regular Purchase APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Intro Balance Transfer APR

0% Intro APR for 15 Months

Regular Balance Transfer APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Min Credit Needed

GOOD

Return Payment Fee

Up to $30.

Foreign Transaction Fee

None

Penalty APR

See Terms*

Late Fee

None the first time you pay late. After that, up to $41.

Cash Advance Fee

See Terms*

Cash Advance APR

29.49% Variable APR *Rates as of December 12, 2024.

Card Information

Great for rotating cash back categories

Card Details

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.
  • Apply and you could get a decision in as little as 60 seconds. No annual fee.
  • Start shopping and earning rewards in minutes with our digital card, before your physical card arrives in the mail, if eligible.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get a 0% intro APR for 15 months on purchases. Then 18.49% to 27.49% Standard Variable Purchase APR applies, based on credit worthiness. Rates as of December 12, 2024.
  • Terms and conditions apply.
  • See offer and benefit terms

Card Details

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.
  • Apply and you could get a decision in as little as 60 seconds. No annual fee.
  • Start shopping and earning rewards in minutes with our digital card, before your physical card arrives in the mail, if eligible.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get a 0% intro APR for 15 months on purchases. Then 18.49% to 27.49% Standard Variable Purchase APR applies, based on credit worthiness. Rates as of December 12, 2024.
  • Terms and conditions apply.
  • See offer and benefit terms

Intro Purchase APR

0% Intro APR for 15 Months

Regular Purchase APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Intro Balance Transfer APR

0% Intro APR for 15 Months

Regular Balance Transfer APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Annual Fee

$0

Min Credit Needed

GOOD

Intro Purchase APR

0% for 12 Months

Regular Purchase APR

18.49% - 29.24%* Variable

Intro Balance Transfer APR

0% for 21 Months

Regular Balance Transfer APR

18.49% - 29.24%* Variable

Annual Fee

$0

Rewards

None

Balance Transfer Fee

Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Min Credit Needed

GOOD

Return Payment Fee

Up to $41

Foreign Transaction Fee

3%

Penalty APR

N/A

Late Fee

None

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.74%* Variable

Card Information

Great for a long balance transfer offer

Card Details

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Stay protected with Citi® Quick Lock
  • Rates and fees

Card Details

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Stay protected with Citi® Quick Lock
  • Rates and fees

Intro Purchase APR

0% for 12 Months

Regular Purchase APR

18.49% - 29.24%* Variable

Intro Balance Transfer APR

0% for 21 Months

Regular Balance Transfer APR

18.49% - 29.24%* Variable

Annual Fee

$0

Min Credit Needed

GOOD

Intro Purchase APR

0% Intro APR on Purchases for 15 months

Regular Purchase APR

19.74% - 28.49%* Variable

Intro Balance Transfer APR

0% Intro APR on Balance Transfers for 15 months

Regular Balance Transfer APR

19.74% - 28.49%* Variable

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. 5%, Min: $5 thereafter.

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

3%

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.49%* Variable

Card Information

Great for maximizing cash back

Card Details

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC

Card Details

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC

Intro Purchase APR

0% Intro APR on Purchases for 15 months

Regular Purchase APR

19.74% - 28.49%* Variable

Intro Balance Transfer APR

0% Intro APR on Balance Transfers for 15 months

Regular Balance Transfer APR

19.74% - 28.49%* Variable

Annual Fee

$0

Min Credit Needed

GOOD

Intro Purchase APR

N/A

Regular Purchase APR

20.74% - 27.74%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

20.74% - 27.74%* Variable

Annual Fee

$95

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.49%* Variable

Card Information

Great for maximizing travel rewards

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

20.74% - 27.74%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

20.74% - 27.74%* Variable

Annual Fee

$95

Min Credit Needed

GOOD

Intro Purchase APR

0% Intro APR for 6 Months

Regular Purchase APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Intro Balance Transfer APR

0% Intro APR for 18 Months

Regular Balance Transfer APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Annual Fee

$0

Rewards

None
Cash Back

Balance Transfer Fee

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Min Credit Needed

GOOD

Return Payment Fee

Up to $30.

Foreign Transaction Fee

None

Penalty APR

See Terms*

Late Fee

None the first time you pay late. After that, up to $41.

Cash Advance Fee

See Terms*

Cash Advance APR

29.49% Variable APR *Rates as of December 12, 2024.

Card Information

Great for gas and restaurants

Card Details

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Get a 0% intro APR for 18 months on balance transfers. Then 18.49% to 27.49% Standard Variable APR applies, based on credit worthiness. Rates as of December 12, 2024.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee.
  • Terms and conditions apply.
  • See offer and benefit terms

Card Details

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Get a 0% intro APR for 18 months on balance transfers. Then 18.49% to 27.49% Standard Variable APR applies, based on credit worthiness. Rates as of December 12, 2024.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee.
  • Terms and conditions apply.
  • See offer and benefit terms

Intro Purchase APR

0% Intro APR for 6 Months

Regular Purchase APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Intro Balance Transfer APR

0% Intro APR for 18 Months

Regular Balance Transfer APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Annual Fee

$0

Min Credit Needed

GOOD

Intro Purchase APR

N/A

Regular Purchase APR

20.74% - 27.74%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

20.74% - 27.74%* Variable

Annual Fee

$0

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

GOOD

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.49%* Variable

Card Information

Great for Marriott points with no annual fee

Card Details

  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • New! Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
  • 1X point for every $1 spent on all other purchases.
  • New! Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
  • No Foreign Transaction Fees.
  • Member FDIC

Card Details

  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • New! Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
  • 1X point for every $1 spent on all other purchases.
  • New! Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
  • No Foreign Transaction Fees.
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

20.74% - 27.74%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

20.74% - 27.74%* Variable

Annual Fee

$0

Min Credit Needed

GOOD

Intro Purchase APR

0% for 15 Months

Regular Purchase APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Intro Balance Transfer APR

0% for 15 Months

Regular Balance Transfer APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Annual Fee

$0

Rewards

None
Miles

Balance Transfer Fee

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Min Credit Needed

GOOD

Return Payment Fee

Up to $30.

Foreign Transaction Fee

None

Penalty APR

See Terms*

Late Fee

None the first time you pay late. After that, up to $41.

Cash Advance Fee

See Terms*

Cash Advance APR

29.49% Variable APR *Rates as of December 12, 2024.

Card Information

Great for travel rewards with no annual fee

Card Details

  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
  • 0% intro APR for 15 months on purchases. Then 18.49% - 27.49% Standard Variable Purchase APR will apply. Rates as of December 12, 2024.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Terms and conditions apply.
  • See offer and benefit terms

Card Details

  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
  • 0% intro APR for 15 months on purchases. Then 18.49% - 27.49% Standard Variable Purchase APR will apply. Rates as of December 12, 2024.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Terms and conditions apply.
  • See offer and benefit terms

Intro Purchase APR

0% for 15 Months

Regular Purchase APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Intro Balance Transfer APR

0% for 15 Months

Regular Balance Transfer APR

18.49% - 27.49% Variable APR *Rates as of December 12, 2024.

Annual Fee

$0

Min Credit Needed

GOOD

Intro Purchase APR

N/A

Regular Purchase APR

21.74% - 28.74%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.74% - 28.74%* Variable

Annual Fee

$550

Rewards

None
Points

Balance Transfer Fee

5%, Min: $5

Min Credit Needed

EXCELLENT

Return Payment Fee

See Terms*

Foreign Transaction Fee

$0

Penalty APR

Up to 29.99%

Late Fee

See Terms*

Cash Advance Fee

5%, Min: $10

Cash Advance APR

29.49%* Variable

Card Information

Great for maximizing flexible travel

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
  • Member FDIC

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
  • Member FDIC

Intro Purchase APR

N/A

Regular Purchase APR

21.74% - 28.74%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

21.74% - 28.74%* Variable

Annual Fee

$550

Min Credit Needed

EXCELLENT