New to Credit

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Citi® Secured Mastercard®, First Progress Platinum Elite Mastercard® Secured Credit Card

Intro Purchase APR

N/A

Regular Purchase APR

29.99% (Variable)

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

29.99% (Variable)

Annual Fee

$0

Rewards

None

Balance Transfer Fee

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $40

Cash Advance Fee

5% of the amount of the cash advance, but not less than $5

Cash Advance APR

29.99% (Variable)

Card Information

Great for a lower security deposit

Card Details

  • No credit score required to apply, but may be used if available
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

Card Details

  • No credit score required to apply, but may be used if available
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

Intro Purchase APR

N/A

Regular Purchase APR

29.99% (Variable)

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

29.99% (Variable)

Annual Fee

$0

Min Credit Needed

LIMITED

 

N/A

 

Intro Purchase APR

N/A

Regular Purchase APR

22.95%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $40

Foreign Transaction Fee

See Terms*

Penalty APR

N/A

Late Fee

Up to $40

Cash Advance Fee

$10 or 4% of the amount of each cash advance, whichever is greater.

Cash Advance APR

27.95%* Variable

Card Information

Great for access to credit

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Card Details

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

Intro Purchase APR

N/A

Regular Purchase APR

22.95%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$36 the first year. Billed $3 per month thereafter

Min Credit Needed

POOR

 

N/A

 

Intro Purchase APR

N/A

Regular Purchase APR

18.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Rewards

None
Cash Back

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $30

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $41

Cash Advance Fee

3%, Min: $10

Cash Advance APR

24.49%* Variable

Card Information

Great for a low purchase APR

Card Details

  • Choose the First Progress Select Card for a lower annual fee!
  • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
  • No Credit History or Minimum Credit Score Required for Approval.
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.Âą
  • Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted.
  • Âą Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Card Details

  • Choose the First Progress Select Card for a lower annual fee!
  • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
  • No Credit History or Minimum Credit Score Required for Approval.
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.Âą
  • Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted.
  • Âą Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Intro Purchase APR

N/A

Regular Purchase APR

18.49%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$39

Min Credit Needed

POOR