Poor Credit

We suggest offers based on money we make from our partners.

These offers are no longer available on our site: Fingerhut Fetti Credit Account issued by WebBank, Merrick Bank Double Your LineĀ® MastercardĀ®, Gettington Credit Account issued by WebBank

Intro Purchase APR

N/A

Regular Purchase APR

29.74% (Variable)

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

29.74% (Variable)

Annual Fee

$0

Rewards

None

Balance Transfer Fee

$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you

Min Credit Needed

LIMITED

Return Payment Fee

See Terms*

Foreign Transaction Fee

None

Penalty APR

None

Late Fee

Up to $40

Cash Advance Fee

5% of the amount of the cash advance, but not less than $5

Cash Advance APR

29.74% (Variable)

Card Information

Great for a lower security deposit

Card Details

  • No credit score required to apply, but may be used if available
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

Card Details

  • No credit score required to apply, but may be used if available
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

Intro Purchase APR

N/A

Regular Purchase APR

29.74% (Variable)

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

29.74% (Variable)

Annual Fee

$0

Min Credit Needed

LIMITED

 

N/A

 

N/A

 

Intro Purchase APR

N/A

Regular Purchase APR

14.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Rewards

None
Cash Back

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up to $30

Foreign Transaction Fee

3%

Penalty APR

See Terms*

Late Fee

Up to $41

Cash Advance Fee

3%, Min: $10

Cash Advance APR

23.24%* Variable

Card Information

Great for a low purchase APR

Card Details

  • You Aren't Stuck with Bad Credit. Start Rebuilding with a First Progress Prestige Credit Card!Ā¹
  • Earn 1% Cash Back Rewards with First Progress Prestige!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • No Credit History or Minimum Credit Score Required for Approval.
  • Imagine being rewarded for simply paying your bill each month. Make a Payment and Earn 1% Cash Back!
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.Ā¹
  • Poor Credit is Just a Hurdle. First Progress Can Help You Get Past it!
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
  • Ā¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Card Details

  • You Aren't Stuck with Bad Credit. Start Rebuilding with a First Progress Prestige Credit Card!Ā¹
  • Earn 1% Cash Back Rewards with First Progress Prestige!
  • Apply now and fund your security deposit over 90 days with the option to make partial payments.
  • No Credit History or Minimum Credit Score Required for Approval.
  • Imagine being rewarded for simply paying your bill each month. Make a Payment and Earn 1% Cash Back!
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.Ā¹
  • Poor Credit is Just a Hurdle. First Progress Can Help You Get Past it!
  • Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
  • Ā¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Intro Purchase APR

N/A

Regular Purchase APR

14.24%* Variable

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$49

Min Credit Needed

POOR

Intro Purchase APR

N/A

Regular Purchase APR

35.90% Fixed

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$125

Rewards

None

Balance Transfer Fee

N/A

Min Credit Needed

POOR

Return Payment Fee

Up To $41

Foreign Transaction Fee

3%

Penalty APR

N/A

Late Fee

Up To $41

Cash Advance Fee

3%, Min: $10

Cash Advance APR

35.90% Fixed

Card Information

Great for access to unsecured credit

Card Details

  • $750 Initial Credit Limit
  • Less than perfect credit? We understand. The Cerulean Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card that requires No Security Deposit
  • With responsible card use, you may be able to rebuild or improve your credit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Card Details

  • $750 Initial Credit Limit
  • Less than perfect credit? We understand. The Cerulean Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card that requires No Security Deposit
  • With responsible card use, you may be able to rebuild or improve your credit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Intro Purchase APR

N/A

Regular Purchase APR

35.90% Fixed

Intro Balance Transfer APR

N/A

Regular Balance Transfer APR

N/A

Annual Fee

$125

Min Credit Needed

POOR

N/A