Citizens Bank HELOC review: Small amounts available, but large amounts can fetch the best rates

Written by: Angela Mae Watson
• Updated •1 min read
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Citizens Bank operates primarily in New England, the Midwest and the Mid-Atlantic. In addition to traditional banking services, Citizens Bank offers HELOCs, or home equity lines of credit, at competitive interest rates. HELOCs can be used for anything from home improvements and debt consolidation to major purchases and education expenses.

Citizens also offers a “GoalBuilder” HELOC for people who want to borrow a smaller amount.

How long does it take to get a HELOC from Citizens Bank?

Funding time can vary based on your circumstances and how long it takes for Citizens Bank to receive the required documents. But Citizens says that most eligible borrowers receive funds within 30 days of applying.

About the author: Angela Mae is a personal finance writer and content strategist specializing in credit cards, loans and financial literacy. She has written for multimedia publications and financial brands for multiple years. Her goal … Read more.