Citizens Bank mortgage review

A young girl is sitting on her father's shoulders, in the front yard of their house.Image: A young girl is sitting on her father's shoulders, in the front yard of their house.
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Things to know about a Citizens Bank mortgage loan

Citizens Bank offers a lot of mortgage options, particularly for people who can’t afford a big down payment. Here’s what to consider before you apply for a Citizens Bank mortgage loan.

There’s a wide variety of loan options available

Citizens Bank offers a variety of standard loan options, covering many homebuyer needs. Additionally, it provides a handful of home loan programs for first-time homebuyers as well as those with low-to-moderate income.

Low down payment options are available

If you’re a first-time homebuyer or have a low-to-moderate income, you may be able to take advantage of one of the bank’s mortgage programs.

Who is a Citizens Bank mortgage good for?

Citizens Bank may be a good option to consider for first-time homebuyers and people who have a low to moderate income. This lender’s down payment assistance program and home loan programs can make it easier to get into a new home.


About the author: Ben Luthi is a personal finance freelance writer and credit cards expert. He holds a bachelor’s degree in business management and finance from Brigham Young University. In addition to Credit Karma, you can find his wo… Read more.