Image: Man and woman holding their young child together, standing in their new home purchased with an M&T mortgage
Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Advertiser Disclosure
Offers that appear on this site are from third-party advertisers from which Credit Karma typically receives compensation. Except for mortgage loan offers, this compensation is one of several factors that may impact how and where offers appear on Credit Karma (including, for example, the order in which they appear).
Other factors may include: your credit profile and what products we think you want. It is this compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services, companies or products.
M&T Bank, based in Buffalo, New York, offers a range of mortgage loans. M&T Bank has its own program that’s designed to help people looking to make a low down payment.
While M&T only has bank branches in certain states, it offers mortgages to customers in other states through its subsidiaries. Not all types of mortgages are offered in every state M&T serves, though — so you’ll need to talk to a loan officer to see if M&T might meet your needs.
About the author: Kat Tretina is a personal finance writer with a master’s degree in communication studies from West Chester University of Pennsylvania. Obsessed with her many side hustles, she focuses on helping people pay down their … Read more.
