A big bank with many home loan options

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Truist is a large national bank formed when North Carolina’s BB&T and Atlanta’s SunTrust Banks merged in 2019. Truist operates primarily in the Southeast and Mid-Atlantic.


Not sure if Truist is right for you? Consider these alternatives.

If you want to compare rates with several lenders or your application is denied, keep in mind that you have a window of time where multiple hard credit inquiries by lenders only count as one for your credit scores. You typically have 14 days — though it could be longer depending on the scoring model.


About the author: Andrew Dunn is a veteran journalist with more than a decade of experience as a reporter and editor at North Carolina news organizations, including the Charlotte Observer and the StarNews in Wilmington. In those roles,… Read more.