Upgrade your space without breaking your budget.
Why trust Credit Karma to help you find a personal loan?
Fixed monthly payments.
Personal loans typically come with fixed monthly payments, often making it easier to budget for your home improvement expenses and manage repayment with confidence.
Fast funding with flexible options.
You may be able to get your funds within 3 business days.* Plus, personal loans are generally unsecured, meaning you won't need to provide collateral to cover your home improvement costs.
Build credit while upgrading your home.
Successfully managing a personal loan can positively impact your credit score over time, giving you benefits that last long after your home improvement project is complete.
*If approved for an offer with a Fast Funding badge, you’ll usually get the money within 3 business days, provided you complete the final verification steps with the lender in a timely fashion. Funding speeds depend on how soon you submit verification information and whether such information matches the information in your application.
This is not a guarantee of approval for the personal loan offer. Only the lending partner can make the credit approval. Credit Karma makes no guarantee that the member will get funded for this loan.
**Based on aggregate member personal loan origination data from July 2024 to December 2024. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans with Credit Karma personal loan partners elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were over 25% lower on average than those who found personal loans outside Credit Karma.