BMO Harris Smart Advantage Checking Review

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BMO Harris Smart Advantage checking accounts at a glance

BMO Harris is a popular regional bank with most of its locations in Arizona, Florida and the Midwest. It’s a full-service bank with options for savings accounts, loans, investment accounts, and more — including checking accounts.

It currently offers three main options for checking accounts, the most popular being the Smart Advantage as the main BMO Harris everyday checking account.

What does everyday checking mean?

An “everyday checking account” is a colloquial term that usually describes a basic, no-frills checking account that meets the needs of most people.

It offers more perks than an entirely bare-bones account, such as a second-chance checking account that some banks offer to people getting back on track financially. It’s also not as feature rich as the premium checking accounts that some banks offer, which usually come with requirements like a high minimum deposit amount, an ongoing monthly deposit amount minimum or other criteria to keep the account open.


About the author: Lindsay VanSomeren is a freelance writer living in Kirkland, Washington. She has been a professional dogsled racer, a wildlife researcher, and a participant in the National Spelling Bee. She writes for websites such a… Read more.