Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Advertiser Disclosure
Offers that appear on this site are from third-party advertisers from which Credit Karma typically receives compensation. Except for mortgage loan offers, this compensation is one of several factors that may impact how and where offers appear on Credit Karma (including, for example, the order in which they appear).
Other factors may include: your credit profile and what products we think you want. It is this compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services, companies or products.
BMO Harris Smart Advantage checking accounts at a glance
BMO Harris is a popular regional bank with most of its locations in Arizona, Florida and the Midwest. It’s a full-service bank with options for savings accounts, loans, investment accounts, and more — including checking accounts.
It currently offers three main options for checking accounts, the most popular being the Smart Advantage as the main BMO Harris everyday checking account.
What does everyday checking mean?
An “everyday checking account” is a colloquial term that usually describes a basic, no-frills checking account that meets the needs of most people.
It offers more perks than an entirely bare-bones account, such as a second-chance checking account that some banks offer to people getting back on track financially. It’s also not as feature rich as the premium checking accounts that some banks offer, which usually come with requirements like a high minimum deposit amount, an ongoing monthly deposit amount minimum or other criteria to keep the account open.
About the author: Lindsay VanSomeren is a freelance writer living in Kirkland, Washington. She has been a professional dogsled racer, a wildlife researcher, and a participant in the National Spelling Bee. She writes for websites such a… Read more.