Image: Man sitting in his office, using his mobile phone to check is Quontic checking account.
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Quontic Bank checking account at a glance
Quontic Bank is a relatively obscure online bank that’s launched some big innovations. It’s a Community Development Financial Institution designed to increase access to quality banking products in underserved communities.
Is Quontic Bank an online bank?
Yes. Even though Quontic Bank does operate a few brick-and-mortar office locations, they’re just that — offices, and not branch locations where you can do your banking in person.
In lieu of physical bank branches you can walk into, Quontic Bank offers robust online and mobile banking support.
Is Quontic Bank a legitimate bank?
Yes. Although it seems similar to other fintech companies that look like banks but actually aren’t, Quontic Bank is a real bank that offers interest-bearing checking accounts. It’s registered with the FDIC so your deposits are fully insured up to the federal limits.
About the author: Lindsay VanSomeren is a freelance writer living in Kirkland, Washington. She has been a professional dogsled racer, a wildlife researcher, and a participant in the National Spelling Bee. She writes for websites such a… Read more.
