TIAA checking review: Free checking with a high-yield guarantee

Woman sitting at her desk, looking over documents as she considers opening a TIAA checking accountImage: Woman sitting at her desk, looking over documents as she considers opening a TIAA checking account
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TIAA Yield Pledge Checking® account at a glance

TIAA offers a Yield Pledge Checking account, as well as a basic checking account. We’ll focus on TIAA’s Yield Pledge Checking account.

Yield Pledge Checking offers convenient checking with an overdraft protection option as well as competitive checking account yields and no monthly account fees.

Does TIAA have checking accounts?

While TIAA may be best known for its roots as a major retirement and pension fund manager for teacher’s unions and government workers, the company offers two types of checking accounts: a basic checking account and the Yield Pledge checking account.

Who can join TIAA?

TIAA is an acronym for the Teacher’s Insurance and Annuity Association of America. But access to TIAA bank isn’t limited to teachers. Anyone can apply for a TIAA banking account.


About the author: Beth Deyo is a personal finance freelance writer with a bachelor's degree in Finance from the University of South Florida. She is also a Certified Financial Planner™ with 14 years of wealth management experience. She … Read more.