Image: A woman with a thoughtful expression uses her smartphone to look into the details of a US Bank Checking account.
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U.S. Bank checking accounts at a glance
As the fifth-largest bank in the country, U.S. Bank serves as a one-stop banking shop with options for credit cards, loans, investments and deposit accounts — including checking accounts. Just like other big banks, it has thousands of branch locations for easy access. But you’ll pay for it through very low interest rates, a confusing program and the possibility of paying high fees.
Is U.S. Bank a good bank to bank with?
If you live out West or in the Midwest and want to bank in person, or you want an interest-earning checking account with a rewards program, U.S. Bank may be a good option. However, you’ll have to be OK with the possibility of paying higher fees and earning low returns on your deposit.
If you want to deal with a more straightforward fee-free bank or you’re searching for in-person banking in other parts of the country, you may want to keep looking.
About the author: Lindsay VanSomeren is a freelance writer living in Kirkland, Washington. She has been a professional dogsled racer, a wildlife researcher, and a participant in the National Spelling Bee. She writes for websites such a… Read more.
