In a Nutshell
An Amazon payment plan can help you spread out the cost of your Amazon purchase over time. There’s no interest or extra fees, but not every product is eligible. And you’ll have to meet certain requirements to qualify.Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
How an Amazon payment plan works
Want to use the Amazon payment plan for your Amazon purchase? Not all purchases and customers are eligible — but if you and your purchase qualify, you’ll see an option to select monthly payments as a payment option during the checkout process.
Next steps: Other ways to finance your Amazon purchase
If your Amazon purchase isn’t eligible for an Amazon monthly payment plan or you don’t qualify, here are a few alternatives to consider.
- Use a credit card with a 0% APR offer: If you’re looking for another interest-free way to finance an Amazon purchase, you could consider applying for a new credit card that has an intro 0% purchase APR offer. Just remember that standard interest kicks in after a time, so you’ll need to pay off the entire balance to make the most of this method.
- Apply for the Amazon Store Card: An Amazon Store Card may offer a promotional financing option for qualified borrowers on certain purchases. But if you don’t pay your balance in full before the promotional period is over, you could be on the hook for interest.
- Find another financing partner: Using a buy-now, pay-later app to split up your payments on an Amazon purchase might be an option. Check out our roundup of the 5 best “buy-now, pay-later” apps.