Image: Two men walking together down the street, discussing whether they should get a Bank of the West personal loan
In a Nutshell
Bank of the West offers unsecured personal loans up to $50,000 for people in select states. But there’s no online application process, so you’ll need to visit a local branch to apply.
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When you’re shopping for a personal loan, be sure you understand the loan’s terms, including the interest payments, how long you’ll be required to make payments and any additional fees you may have to pay. You should also consider how your loan application will affect your credit scores.
*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the personal loan, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.
About the author: Sarah Sidlow is a freelance writer and editor based near Detroit. She has a master’s degree in journalism from Georgetown University. Sarah’s work has appeared in Luxembourg’s national newspaper, Washington City Paper… Read more.
