May be able to review multiple loan offers at once
Credit Direct lends directly and through a lender network. That means you may receive more than one loan offer, so you can directly compare the estimated rates and terms that work best for you.
If you’re comparing offers, you should consider the interest rate, loan term, total amount paid and any fees you’ll be charged.
But keep in mind that you may not receive any loan offers — and if you do prequalify, your final rate and terms could change after you officially apply.
Who is a Credit Direct loan good for?
If you want to take out a personal loan, Credit Direct may be a good option if you want to tap a network of lenders.
Applying for prequalification through Credit Direct won’t hurt your credit scores if you just want to check potential rates. But you should still shop around and compare other lenders to make sure that you’re getting the best loan for your situation.
*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the personal loan, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.