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What you need to know about a Golden 1 Credit Union personal loan
Golden 1 Credit Union was founded in 1933 and is based in Sacramento, California. It offers competitive starting interest rates — but you’ll have to be a credit union member to apply.
Competitive starting APR
Golden 1 Credit
Union offers a low starting APR for its personal loans. If you qualify for one
of the lender’s best rates, that can be a big advantage.
But your APR depends
on factors such as your credit history and the length of your loan term. If your
credit is less than stellar, it’s possible your rate will be high — or that you
won’t qualify. Golden 1 doesn’t publish a list of eligibility criteria on its
site.
*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the personal loan, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.
About the author: Lindsay VanSomeren is a freelance writer living in Kirkland, Washington. She has been a professional dogsled racer, a wildlife researcher, and a participant in the National Spelling Bee. She writes for websites such a… Read more.
