Klover app review

Written by: Anna Baluch
• Updated •2 min read
This date may not reflect recent changes in individual terms.
Man looking at his mobile phone to check the Klover appImage: Man looking at his mobile phone to check the Klover app

In a Nutshell

Klover is an app that offers zero-interest instant cash advances on your paycheck to help you cover expenses until your next payday. But to use Klover, you must link the app to your bank account and verify paycheck information. And fees apply for expedited cash advances.
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What you need to know about the Klover app

Founded in 2019, Klover is an app that can front you cash to help you make it to your next paycheck — no credit check required. The app uses your data to connect you with financial products and services.

Who is the Klover app good for?

If you earn a regular paycheck and need a small cash advance every once in a while to help cover monthly expenses, the Klover app may be a good option. With no interest on the money you borrow and the ability to get cash quickly, it could be a more affordable alternative to riskier same-day loans like payday loans and title loans.

Klover might come in handy in a pinch, but if you find that you’re using it often, you’ll want to review your finances or come up with another solution.

*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the personal loan, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.

About the author: Anna Baluch is a freelance personal finance writer from Cleveland, Ohio. You can find her work on sites like The Balance, Freedom Debt Relief, LendingTree and RateGenius. Anna has an MBA in marketing from Roosevelt Un… Read more.