Peerform review: Peer-to-peer loans with fees that can add up

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In a Nutshell

Peerform is a peer-to-peer lender that may be a good alternative to payday loans and credit cards. But Peerform personal loans have terms of three to five years, and they include a number of fees.
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Peerform is no longer accepting new applications. For another option, shop for personal loans on Credit Karma.

What you need to know about Peerform personal loans

The Peerform peer-to-peer lending platform connects you with individual investors who may be willing to fund your personal loan.

Who a Peerform personal loan is good for

A Peerform personal loan may be a good option for you if you’re looking for a way to get out of high-interest credit card debt and qualify for its debt-consolidation program. It may also make sense if you’ve been rejected by traditional lenders and feel confident that you can pay off a personal loan over a three- or five-year term.

If you have excellent credit, Peerform can offer some very competitive interest rates.


About the author: Anna Baluch is a freelance personal finance writer from Cleveland, Ohio. You can find her work on sites like The Balance, Freedom Debt Relief, LendingTree and RateGenius. Anna has an MBA in marketing from Roosevelt Un… Read more.