Reviews: VW Credit

Reviews: VW Credit

Verified borrower rating

1.7
out of 5
65 reviews
from verified borrowers

Most helpful positive reviewlearn more

Jan 22, 2022
Only Car Financing I Use
Verified borrower

I have financed 4 or 5 vehicles through VW Credit, dating back to the 1990’s. I don’t understand the 1-star ratings. Whether paying online, over the phone or by check/mail, I haven’t had an issue with my account being locked or a late payment being reported to the credit bureaus. I’m sure I’ve missed a payment or two over the years. I have paid off a couple of cars early; I’ve traded one in before it was paid off. All of these loans closed smoothly. I don’t foresee buying anything other than VWs in the future, and will use VW Credit.

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Most helpful negative reviewlearn more

Jun 01, 2023
Good luck
Verified borrower

Don’t expect getting your title after paying off your car. It’ll either be lost or take forever.

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Member ratings

APPLICATION_PROCESS
CUSTOMER_SERVICE

All member reviews (65)

10
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50
Apr 03, 2025
Withheld paperwork to GAP
Verified borrower

If I could give ZERO stars— it would be absolutely none. They have withheld information to GAP claims for over 6 months RACKING UP my payments on a car that I no longer had in my possession for over 7 months now and am having to OWE more money on this car even with having FULL COVERAGE, and GAP! This had lowered my credit score insanely because of this company. I will never purchase with them again.

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Apr 01, 2025
Awful.
Verified borrower

You all have the worst financial system. I det things to AutoPay and then you don't take my money then charge me a late fee almost every month. I am sick of this as a service and it's ridiculous and sick that your system fails at functioning as a basic AutoPay and you punish the consumer for it.

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Oct 01, 2024
Best Customer Service in Years!
Verified borrower

I entered a wrong number on the payment and it ended up getting declined. My fault entirely. Rogelio helped me navigate and we compromised as my big concern was not having a late payment that would effect my credit score. He hit a grand slam!!!!

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Jul 21, 2024
Pick a different credit agency
Verified borrower

Made two over payments after paying off my car. They have yet to send me my money. One payment was made over 60 days ago and still no refund.

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Feb 28, 2024
Unsat customer service
Verified borrower

I used VW credit to finance my vehicle, unfortunately customer service is terribly lacking and after an erroneous charge they were unable to refund my account or cancel the pending transaction. Their solution was sending me a paper check that would show up within 2-3 weeks. On top of this, I asked for an email clarifying our discussion and they said they have no way of communicating with the customer outside. I find it ridiculous that a manager has no capability of sending emails or using any other way to have written communication with their customers. Avoid them and go with someone who has actual customer service representatives.

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Dec 27, 2023
Horrible
Verified borrower

Poor customer service and they take your money and want to put it towards whatever they choose it to go to. I would not recommend this company to no one they are a rip off.

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Oct 04, 2023
Lost My Title. I cant get plates anywhere.
Verified borrower

They dont know where they sent my title after paying it off 6 months ago. The lady said "They have no more interest in this loan."

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Jun 29, 2023
Missing title
Verified borrower

Paid off my lease in November 2022, still waiting for the title. Called customer service more than 20 times, they are useless.

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Jun 07, 2023
Zero Customer Service, They Just Want Your Money
Verified borrower

I am going through a divorce, which is difficult enough. Unfortunately, my vehicle has my husband's name listed first on the contract. My name IS on the contract, it is not ONLY in my husband's name, his is just listed first. I asked for my name to be added - not for his to be removed, just mine added - to the bill/invoice so that the post office will stop forwarding the bills to my husband at his new address, but apparently that's impossible for them to do. I do find it funny that they had ZERO issue taking MY money from MY account that doesn't have my husband listed, but they couldn't print my name on the bill simply because his name was listed first. The manager that I spoke to, Grant, even had to audacity to tell me before I hung up that I can call back any time and they be happy to take care of me - even though they did nothing to take care of my or my issue. I will never be doing business with this company again if that is how they treat their customers.

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Jun 01, 2023
Good luck
Verified borrower

Don’t expect getting your title after paying off your car. It’ll either be lost or take forever.

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1-10 of 65

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