1. Credit Cards
  2. Insights
  3. Credit One Bank® Platinum Rewards Visa®

Credit One Bank® Platinum Rewards Visa®

Updated:

image_c84d77Image: image_c84d77

67 reviews from Intuit Credit Karma members

4

Rating: 4 out of 5.

Great for gas and groceries

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Credit One Bank® Platinum Rewards Visa® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 51% 31% 17% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 51% 31% 17% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 51% 31% 17% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $3,460, with $2,000 being the most common.

Here’s the average credit score of members who matched their Credit One Bank® Platinum Rewards Visa® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 3% 44% 25% 27% 2%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 3% 44% 25% 27% 2%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 3% 44% 25% 27% 2%

The average credit score for members who have matched with this card or similar cards is 612, with 577 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

53.4%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

51 years

Average age of members who matched this card or similar cards.

$80,787

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

4

Rating: 4 out of 5.

67 reviews from Intuit Credit Karma members

Most helpful positive review

December 21, 2022

5

Rating: 5 out of 5.

$1,000 credit limit /$250 cash

Credit Karma Member

Waited a very long time to receive this card, every time I called I got a different answer as to why. PIN number cannot be given when you activate your new card, that’s another week or so for it to be mailed. I needed it for Christmas, I got it, have no issues using it & no annual fee.

Most helpful negative review

August 1, 2023

2

Rating: 2 out of 5.

Be prepared to commit!

Credit Karma Member

Cancelling this card is HARD. There's no option for it when you call customer service. There is no option to actually speak to someone. You have to pick some random option and then at the end of it, it asks you if you wish to speak to someone. Then, that someone can't help you and has to transfer you. Then, of course they try to talk you out of it, then put you on a long hold and then cancel the card. There is no online option for cancelling and no chat feature.

All member reviews