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Credit One Bank American Express® Unlimited Rewards Card

Updated:

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23 reviews from Intuit Credit Karma members

4.6

Rating: 4.6 out of 5.

Great for straightforward rewards

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Credit One Bank American Express® Unlimited Rewards Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 52% 31% 17% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 52% 31% 17% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 52% 31% 17% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $3,429, with $2,000 being the most common.

Here’s the average credit score of members who matched their Credit One Bank American Express® Unlimited Rewards Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 3% 44% 25% 26% 2%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 3% 44% 25% 26% 2%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 3% 44% 25% 26% 2%

The average credit score for members who have matched with this card or similar cards is 611, with 577 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

53.8%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

51 years

Average age of members who matched this card or similar cards.

$81,342

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

4.6

Rating: 4.6 out of 5.

23 reviews from Intuit Credit Karma members

Most helpful positive review

November 17, 2023

5

Rating: 5 out of 5.

Good starter card

— Credit Karma Member

I'm trying to rebuild my credit and this card is a good starter card with 1% cash back on my purchases. My limit is low but I hope to increase soon.

Most helpful negative review

July 1, 2022

3

Rating: 3 out of 5.

Apply is easy

— Credit Karma Member

Applying is easy. Online pmts are limited to 3 or 4 per 28 days.

All member reviews