Mercury® Rewards Visa Signature® Card

Great for no annual fee with rewards

Annual fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Mercury® Rewards Visa Signature® Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $2,052, with $300 being the most common.

Here’s the average credit score of members who matched their Mercury® Rewards Visa Signature® Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 600, with 579 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats
Updated daily

54.7%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

48 years
Average age of members who matched this card or similar cards.

$81,103
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
August 10, 2023
I love my Mercury Rewards Visa Card
— Credit Karma Member ,Verified cardholder
This card was a blessing I had just got out of bankruptcy and was approved. I love the rewards because Im always shopping at Amazon and the rewards add up. Definitely pleased
Most helpful negative review
June 22, 2024
SCAM!!!!!!
— Credit Karma Member ,Verified cardholder
If you get this card DO NOT EVER pay the balance in full!!! O had this card for two years and kept it as i had a good starting credit line. I finally got in a position to make a lump sum payment to get it to zero balance (always paying the minimum or a little more)…7 DAYS later waiting for it to update on my credit to 100% paid off, the company reduced my credit line by 1,000 making it appear the card was maxed out!! I called and spoke to a manager and her only reply was “we reserve the right to reduce your credit line at any time” and then told me my on recourse was to look at my credit report…WHICH THEY SCREWED UP. So their action ALSO put me in poor standing on my credit affecting any other credit options. My credit score dropped 38 points immediately because they reduced my credit line arbitrarily AFTER I made a $1,700 payment down to $700…TAKING $1,000 of my money in 7 days. SCAM. ILLEGAL!!! Build your credit with a credit union.
*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.