This offer is no longer available on our site: The First Access VISA® Credit Card
First Access Visa Credit Card
Building your credit history
Annual Fee: $48
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their First Access Visa Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $586, with $300 being the most common.
Here’s the average credit score of members who matched their First Access Visa Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 549, with 557 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
64.7%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
50 years
Average age of members who matched this card or similar cards.
$75,712
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
August 5, 2018
Good...So Far
— Credit Karma Member
Credit Karma said I had a poor chance of recieving this card and recommended a secured card, but I applied anyway. I was notified of approval and recieved my card within two weeks. I called customer service, paid my $89 processing fee and within minutes the card was active. I have my online account set up and payments are set up to be paid in full each month. So far...so good!
Most helpful negative review
February 6, 2015
Payment verification policy is crazy
— Credit Karma Member
Paid all the fees, right away. Then I used the line almost to the 300 limit. Then, I paid it in full. I was aware of the long 'hold' on funds I was warned about in the terms. No problem, right? A week later I get a letter in the mail saying they need me to verify suspicious activity and not to attempt use of the card. Thought it was strange because I had no balance, but I called. To my surprise the rep tells me that because of my 'very large payment' (Which was like 280 bucks) they need to verify I am the owner of the account and the only way to reinstate the card is to send them a bank statement proving it is my bank account and that it must show my balance before and after the payment. Again, I just paid tons of fees, made a payment that cleared and now I can't even use the lousy card without jumping through these hoops. My friends: this card is a BAD DEAL. You are better off with one of the other sub prime cards, I have honestly never felt so scammed.