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First Latitude Assent Mastercard® Secured Credit Card

Updated:

imageImage: image

61

reviews

1.5

Rating: 1.5 out of 5.

Great for building credit

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their First Latitude Assent Mastercard® Secured Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 77% 10% 9% 4% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 77% 10% 9% 4% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 77% 10% 9% 4% 1%

The average credit limit for members who have matched with this card or similar cards is $2,473, with $300 being the most common.

Here’s the average credit score of members who matched their First Latitude Assent Mastercard® Secured Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 47% 22% 25% 4%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 47% 22% 25% 4%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 47% 22% 25% 4%

The average credit score for members who have matched with this card or similar cards is 612, with 567 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

50%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

41 years

Average age of members who matched this card or similar cards.

$70,835

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

1.5

Rating: 1.5 out of 5.

61

reviews

Most helpful positive review

August 16, 2024

4

Rating: 4 out of 5.

Good card horrible customer service

— Credit Karma Member

Before I even got the card in the mail this company lied to me. They said if you pay 19.95 we will expedite the process of you getting your card so I paid in 19.95. Knowing that if I used a debit card to make my payment my down payment, it would be faster as well. I just thought if I pay the 19.95 I get it even faster because that’s what it said but I did not get my card any faster. And they will not refund me in my 19.95 because they said it’s nonrefundable. I don’t know about y’all but I absolutely hate being lied to. And then to top it off they were extremely rude to me and I wasn’t aloud to talk to a manager.

Most helpful negative review

March 4, 2023

1

Rating: 1 out of 5.

Waste of time to apply

— Credit Karma Member

Wasted time and my money that I didn't have after it said I had a good chance to get approved and I'm just trying to rebuild my score. Just don't apply at all

All member reviews