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Upgrade Cash Rewards Visa®

Updated:

image_7e3075Image: image_7e3075

997 reviews from Intuit Credit Karma members

4

Rating: 4 out of 5.

Great for a loan alternative with rewards

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Upgrade Cash Rewards Visa® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 48% 17% 22% 10% 3%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 48% 17% 22% 10% 3%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 48% 17% 22% 10% 3%

The average credit limit for members who have matched with this card or similar cards is $5,295, with $500 being the most common.

Here’s the average credit score of members who matched their Upgrade Cash Rewards Visa® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 22% 19% 42% 16%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 22% 19% 42% 16%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 22% 19% 42% 16%

The average credit score for members who have matched with this card or similar cards is 677, with 746 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

37.4%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$88,302

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

4

Rating: 4 out of 5.

997 reviews from Intuit Credit Karma members

Most helpful positive review

December 21, 2022

5

Rating: 5 out of 5.

Seem a good deal

— Credit Karma Member

I applied for this card and qualify to obtain it. Haven't used it yet, because my card is on it way. My expectations is high and am hoping this card works well for me.

Most helpful negative review

February 11, 2023

1

Rating: 1 out of 5.

BIG LIE NOT $400 WELLCOME BONUS

— Credit Karma Member

I got a credit card and checking account ..with a debit card so I have the visa as personal credit line of 1500.. plus I got checking account..I have make the 3 or more debit purchases and many on my credit and too and I didn't receive the 400 welcome bonus.. I guess I will not use anymore.. unless they give me the 400. Will see in about 30 more days..

All member reviews