Upgrade Life Rewards Visa®
Great for rewards on everyday expenses
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Upgrade Life Rewards Visa® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,539, with $3,000 being the most common.
Here’s the average credit score of members who matched their Upgrade Life Rewards Visa® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 691, with 763 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
34.1%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
42 years
Average age of members who matched this card or similar cards.
$91,034
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
March 21, 2023
Fantastic exclamation point
— Credit Karma Member
This credit offer came through Credit Karma like many others. But this time I took the time to read about the great approval odds. As it was so out of character for me to entertain the idea applying for credit online. So in an instant I applied for credit with Upgrade. The entire process was almost effortless definitely easier stress free and talked with a live person who kindly answered my questions and calmed my concerns omg how many times does that happen! Shortly after that I was approved. Oh God make me an instrument of your peace and a good Steward of this blessing in faithfulness and goodwill, amen.
Most helpful negative review
March 27, 2023
Random credit check
— Credit Karma Member
I've had the card for about 8 months, I had my payments arranged so it was taken out on the due date, never late and always on time, I get a notice of reversal alert from my email, I open my email to find out, they said they did a random credit check on me and found negative things from years past, so they tell me my remaining amount on my CC will be taken away and I needed to continue to pay what I owe, I was blown away! I will pay what I owe and never go to them again!