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Big Lots Store Card

Updated:

8 reviews from Intuit Credit Karma members

1.5

Rating: 1.5 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Big Lots Store Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 97% 2% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 97% 2% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 97% 2% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,298, with $1,250 being the most common.

Here’s the average credit score of members who matched their Big Lots Store Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 10% 33% 21% 30% 6%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 10% 33% 21% 30% 6%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 10% 33% 21% 30% 6%

The average credit score for members who have matched with this card or similar cards is 639, with 645 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

45.6%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

50 years

Average age of members who matched this card or similar cards.

$76,234

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

1.5

Rating: 1.5 out of 5.

8 reviews from Intuit Credit Karma members

Most helpful positive review

May 25, 2017

5

Rating: 5 out of 5.

someone wanting to build credit

Credit Karma Member

let me tell you like it is... i have always struggled with credit scores and after alot of medical beill and a bankruptcy under my belt i thought i would nto get approvedd for any credt card. But you know what. I did. As a matter of fact I got approve for this one and it was easy. I reccemmond you apply for a big lots card or any card issues through commenity bank. They are good for people who have little to no credit and for you to help build your credti.. I got a good credit limit with this card but i am not going to use it only for paper towels and things like that. there online store will not allow you to use your card but that is ok i have a big lots close to me so i can just stop in and use it..

Most helpful negative review

December 14, 2023

1

Rating: 1 out of 5.

Distrustful

Credit Karma Member

I had this card was happy paid the extra every month for insurance to cover my bill I got sick put in hospital, lost my job instead of this company using the insurance to pay it off they are seeing me and taken me to court,your company lied about the insurance I will let everybody to know not to shop at ur stores

All member reviews