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Pep Boys Synchrony Car Care™ Credit Card

Updated:

4

reviews

3.3

Rating: 3.3 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Pep Boys Synchrony Car Care™ Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 87% 9% 4% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 87% 9% 4% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 87% 9% 4% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,971, with $2,000 being the most common.

Here’s the average credit score of members who matched their Pep Boys Synchrony Car Care™ Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 24% 21% 40% 14%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 24% 21% 40% 14%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 24% 21% 40% 14%

The average credit score for members who have matched with this card or similar cards is 671, with 732 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

37.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

50 years

Average age of members who matched this card or similar cards.

$86,292

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.3

Rating: 3.3 out of 5.

4

reviews

Most helpful positive review

March 20, 2017

5

Rating: 5 out of 5.

Approved $700 with 660 EX

Credit Karma Member

Approved $700 with 660 Experian hard pull (Credit.com credit score), 7 hard inquiries, 47% utilization across all my 9 cards (2 with balance). Issuer Synchrony Bank, my third account with it. I'm in love with the approval, thanks Synchrony for the opportunity.

Most helpful negative review

June 19, 2014

2

Rating: 2 out of 5.

Bad Customer Service

Credit Karma Member

I have had this card since 2003 with a CL of $1,800. Evrything was fine until I lost my job in 2009. I called customer service ans spoke with someone in India. I advised them that I had the insurance (protection service in case I lose job etc.) and I wanted to temporary protect my account for 3 month from late fees, and making any payments, which was part of the service. GE intrepeted this as I can no longer pay and they closed the account to no further purchases. GE closed my Lenscrafters account as well as my Car Care One account. This really messed up my credit. I will no longer apply to any card under the GE (Now Synchrony Bank) umbrella.

All member reviews