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Here are our picks for the best balance transfer credit cards with introductory balance transfer fee offers that can help you pay off your credit card debt.
Bottom line
Some of the best balance transfer credit cards come with an introductory $0 balance transfer fee and low or 0% introductory interest rates for balance transfers. This can give you a chance to pay off your debt without building up additional interest charges. The exact terms and conditions vary based on the card issuer, so be sure to read the fine print.
Keep in mind that using a balance transfer to pay off debt may not be right for everyone.
Megan Robinson, founder of Goodbye to Broke cautions consumers to “be realistic about your ability to pay back your debt” in the intro 0% interest period.
If you don’t think you’ll be able to pay off your transferred balance in the intro period, “this may not be the best option for you,” she says.