Sign up bonus credit cards
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CK Editors’ Tips††: Credit card sign-up bonuses can be one of the best ways to load up on rewards, but you’ll want to make sure the card also offers ongoing value.Read more
What to consider when choosing a credit card with a sign-up bonus
It’s always important to see if a credit card has a useful sign-up bonus, but it usually shouldn’t be your only reason to get a card. While these bonuses can help boost your rewards balances within a few short months of opening the card, there’s ultimately no substitute for ongoing value, especially when you’re paying an annual fee. Plus, you’ll want to make sure you’re not spending more than you can afford just to hit the threshold for earning the bonus.
It’s always important to see if a credit card has a useful sign-up bonus, but it usually shouldn’t be your only reason to get a card. While these bonuses can help boost your rewards balances within a few short months of opening the card, there’s ultimately no substitute for ongoing value, especially when you’re paying an annual fee. Plus, you’ll want to make sure you’re not spending more than you can afford just to hit the threshold for earning the bonus.
How we picked the best credit card sign-up bonuses
Our list of the best credit card sign-up bonuses involves assessing the latest offers available from issuers and determining each bonus’s value via Credit Karma’s most recent estimated point valuations. We then check the list each month to determine if the bonuses are still active and relevant, and we add new top bonuses when appropriate. Read more about our methodology for picking the best credit cards.
Jump to editors’ picksOur list of the best credit card sign-up bonuses involves assessing the latest offers available from issuers and determining each bonus’s value via Credit Karma’s most recent estimated point valuations. We then check the list each month to determine if the bonuses are still active and relevant, and we add new top bonuses when appropriate. Read more about our methodology for picking the best credit cards.
Great for maximizing travel rewards††
Great for maximizing travel rewards††
Chase Sapphire Preferred® Card
Rewards rate
1x - 5xPoints per dollarAnnual fee
$95Welcome bonus
60,000PointsEditors' bonus estimate
up to $1,278
Rewards rate
1x - 5x Points per dollar
Annual fee
$95
Welcome bonus
60,000 Points
Editors' bonus estimate
up to $1,278
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Great for choosing your top category††
Great for choosing your top category††
Bank of America® Customized Cash Rewards credit card
Rewards rate
1% - 3%Cash backAnnual fee
$0Welcome bonus
$200
Rewards rate
1% - 3% Cash back
Annual fee
$0
Welcome bonus
$200
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
Great for travel rewards with no annual fee††
Great for travel rewards with no annual fee††
Bank of America® Travel Rewards credit card
Rewards rate
1.5xPoints per dollarAnnual fee
$0Welcome bonus
25,000PointsEditors' bonus estimate
up to $250
Rewards rate
1.5x Points per dollar
Annual fee
$0
Welcome bonus
25,000 Points
Editors' bonus estimate
up to $250
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Great for airline rewards with no annual fee††
Great for airline rewards with no annual fee††
American Airlines AAdvantage® MileUp®
Rewards rate
1x - 2xMiles per dollarAnnual fee
$0Welcome bonus
15,000MilesEditors' bonus estimate
up to $304
Rewards rate
1x - 2x Miles per dollar
Annual fee
$0
Welcome bonus
15,000 Miles
Editors' bonus estimate
up to $304
- Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.
- 0% Intro APR for 15 months on balance transfers; after that, the variable APR will be 20.49% - 29.49%, based on your creditworthiness. Interest will be charged on purchases unless you pay the balance due, including balance transfers, by the due date each month.
Great for commuter students††
Great for commuter students††
Discover it® Student Chrome
Rewards rate
1% - 2%Cash backAnnual fee
$0
Rewards rate
1% - 2% Cash back
Annual fee
$0
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
Great for frequent Hyatt guests††
Great for frequent Hyatt guests††
World Of Hyatt Credit Card
Rewards rate
2x - 9xPoints per dollarAnnual fee
$95Welcome bonus
Up to 60,000Points
Rewards rate
2x - 9x Points per dollar
Annual fee
$95
Welcome bonus
Up to 60,000 Points
- Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
Great for rewards on everyday spending††
Great for rewards on everyday spending††
Wells Fargo Autograph℠ Card
Rewards rate
1x - 3xPoints per dollarAnnual fee
$0Welcome bonus
20,000PointsEditors' bonus estimate
up to $200
Rewards rate
1x - 3x Points per dollar
Annual fee
$0
Welcome bonus
20,000 Points
Editors' bonus estimate
up to $200
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo's underwriting criteria.
- Select “Continue” to take advantage of this specific offer and learn more about product features, terms and conditions.
Great for flexible cash back††
Great for flexible cash back††
Citi Custom Cash® Card
Rewards rate
1% - 5%Cash backAnnual fee
$0Welcome bonus
$200
Rewards rate
1% - 5% Cash back
Annual fee
$0
Welcome bonus
$200
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
Great for a loan alternative with rewards††
Great for a loan alternative with rewards††
Upgrade Cash Rewards Visa®
Rewards rate
1.5%Cash backAnnual fee
$0Welcome bonus
$200
Rewards rate
1.5% Cash back
Annual fee
$0
Welcome bonus
$200
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
Great for travel rewards with no annual fee††
Great for travel rewards with no annual fee††
Discover it® Miles
Rewards rate
1.5xMiles per dollarAnnual fee
$0
Rewards rate
1.5x Miles per dollar
Annual fee
$0
- UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
- Automatically earn unlimited 1.5x Miles on every dollar of every purchase
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†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.