If you’re interested in perks like cash back or travel miles, PNC credit cards can be a good addition to your wallet. But to apply for a PNC credit card, you’ll have to live in a state where PNC Bank has a physical branch.
How to make the most of a bank’s credit cards
If you’re searching for a new piece of plastic, there’s generally no shortage of options in the credit card world. But if you have a checking or savings account, your bank may offer credit cards with rewards reserved just for bank members. Check out credit card offers from your bank and elsewhere, and compare APR, fees, rewards and special benefits.
As you’re shopping around for the right card, consider these factors.
- If you already belong to a bank, does it offer credit cards with special relationship discounts or perks?
- If you want a specific bank credit card but you don’t belong to the bank, do you need to join in order to get the card?
- What are the requirements for getting that relationship reward? For example, you may need to keep a certain amount of money in a checking or savings account. Would you qualify?
*Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria determined by the lender. Of course, there’s no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don’t meet the lender’s “ability to pay standard” after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.