Retail store credit cards
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CK Editors’ Tips††: Retail store credit cards offer rewards and discounts at their associated shops, and some can be easier to qualify for than other kinds of credit cards.Read more
What to consider when choosing a retail store credit card
Retail store credit cards feature notable rewards, but they are complicated and typically come with high APRs that can wipe out your earnings if you carry a balance. If you can qualify, it might be better to apply for a cash back credit card instead. It might also be worth looking for a store card that offers a straight discount on your purchases rather than points, because store rewards programs can be tricky to navigate.
Retail store credit cards feature notable rewards, but they are complicated and typically come with high APRs that can wipe out your earnings if you carry a balance. If you can qualify, it might be better to apply for a cash back credit card instead. It might also be worth looking for a store card that offers a straight discount on your purchases rather than points, because store rewards programs can be tricky to navigate.
How we picked the best retail store credit cards
When choosing the best retail store credit cards, we tried to pick cards with clear value, like discounts at checkout or high rewards rates at stores where you can make many different kinds of purchases. Retail credit cards can come with tricky rules, so we wanted to recommend straightforward options. Read more about our methodology for picking the best credit cards.
Jump to editors’ picksWhen choosing the best retail store credit cards, we tried to pick cards with clear value, like discounts at checkout or high rewards rates at stores where you can make many different kinds of purchases. Retail credit cards can come with tricky rules, so we wanted to recommend straightforward options. Read more about our methodology for picking the best credit cards.
The Home Depot® Consumer Credit Card
Intro purchase APR
N/ARegular purchase APR
29.99%Annual fee
None
Intro purchase APR
N/A
Regular purchase APR
29.99%
Annual fee
None
- Save up to $100* on your qualifying purchase when you open a new credit card account with The Home Depot®. Valid 8/21/2024 – 1/29/2025. Learn More.
- No Interest if Paid in Full Within 6 Months** on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months. Learn More.
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†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.