Reward cards
We think you'll love these cards from our partners.
CK Editors’ Tips††: The right rewards credit card can help you get cash back on purchases, book a trip and gain crucial perks. Consider which rewards and perks match up with your habits, not just which card offers the most features overall.Read more
What to consider when choosing a rewards credit card
When shopping for a rewards credit card, keep in mind that rewards and perks only have value when you use them. While cards may promise plenty of points on purchases or high estimated values for their perks, you’re ultimately only going to benefit from them if they match up with your habits and needs. Think about where you spend your money, how much effort you’d like to put into maximizing a rewards program, and whether you want a cash back or travel rewards card.
When shopping for a rewards credit card, keep in mind that rewards and perks only have value when you use them. While cards may promise plenty of points on purchases or high estimated values for their perks, you’re ultimately only going to benefit from them if they match up with your habits and needs. Think about where you spend your money, how much effort you’d like to put into maximizing a rewards program, and whether you want a cash back or travel rewards card.
How we picked the best rewards credit cards
We selected the best rewards credit cards with a focus on cards that offer the chance to earn lots of rewards for spending in specific categories — like dining and groceries — and in straightforward ways, with cards that offer the same rewards rate on all purchases. Also, while many of the best rewards credit cards require good or excellent credit, we wanted to include a few options for those who are still building credit because rewards are available to people at many different levels of credit. Read more about our methodology for picking the best credit cards.
Jump to editors’ picksWe selected the best rewards credit cards with a focus on cards that offer the chance to earn lots of rewards for spending in specific categories — like dining and groceries — and in straightforward ways, with cards that offer the same rewards rate on all purchases. Also, while many of the best rewards credit cards require good or excellent credit, we wanted to include a few options for those who are still building credit because rewards are available to people at many different levels of credit. Read more about our methodology for picking the best credit cards.
Great for straightforward rewards††
Great for straightforward rewards††
Avant Cash Back Rewards Card
Rewards rate
1%Cash backAnnual fee
$0
Rewards rate
1% Cash back
Annual fee
$0
- 1% Unlimited Cash Back on Every Purchase, Everywhere MasterCard is accepted
- No Limit On The Monthly Rewards You Can Earn
Great for high flat-rate cash back††
Great for high flat-rate cash back††
Wells Fargo Active Cash® Card
Rewards rate
2%Cash backAnnual fee
$0Welcome bonus
$200
Rewards rate
2% Cash back
Annual fee
$0
Welcome bonus
$200
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo’s underwriting criteria
- Select "Continue" to take advantage of this offer and learn more about product features, terms and conditions.
Great for a low annual fee with cash back††
Great for a low annual fee with cash back††
Mission Lane Cash Back Visa® Credit Card
Rewards rate
1%Cash backAnnual fee
$19
Rewards rate
1% Cash back
Annual fee
$19
- Enjoy Unlimited 1% Cash Back on all Purchases
- Be automatically considered for a higher credit line in as few as 7 months
Great for no credit check††
Great for no credit check††
OpenSky® Plus Secured Visa® Credit Card
Rewards rate
10%Cash backAnnual fee
$0
Rewards rate
10% Cash back
Annual fee
$0
- New feature! Earn up to 10% cash back on everyday purchases
- No annual fee
Great for earning interest on your deposit††
Great for earning interest on your deposit††
Credit One Bank® Secured Card
Rewards rate
1%Cash backAnnual fee
$0
Rewards rate
1% Cash back
Annual fee
$0
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Great for a low security deposit††
Great for a low security deposit††
First Latitude Elite Mastercard® Secured Credit Card
Rewards rate
1%Cash backAnnual fee
$29
Rewards rate
1% Cash back
Annual fee
$29
- Your Tax Refund Could be the Key to Improving Your Credit in 2025!¹
- Choose our First Latitude Elite Card for a lower annual APR!
Great for straightforward rewards††
Great for straightforward rewards††
Milestone® Mastercard® Cashback Rewards
Rewards rate
1.5%Cash backAnnual fee
$75 the first year; $99 thereafter
Rewards rate
1.5% Cash back
Annual fee
$75 the first year; $99 thereafter
- Earn 1.5% cashback rewards for all of your eligible purchases!
- Apply with Confidence! There is no impact to your credit score if you’re not approved. If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
Great for flexible redemptions††
Great for flexible redemptions††
Credit One Bank® Wander® American Express® with Dining, Gas & Travel Rewards
Rewards rate
1x - 10xPoints per dollarAnnual fee
$95
Rewards rate
1x - 10x Points per dollar
Annual fee
$95
- 5X points on eligible dining, gas, and travel purchases
- 1X points on all other purchases
Great for simple cash back††
Great for simple cash back††
Capital One Quicksilver Cash Rewards for Good Credit
Rewards rate
1.5% - 5%Cash backAnnual fee
$0
Rewards rate
1.5% - 5% Cash back
Annual fee
$0
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
Great for bonus cash back with some limits††
Great for bonus cash back with some limits††
Credit One Bank® Platinum X5 Visa®
Rewards rate
1% - 5%Cash backAnnual fee
$95
Rewards rate
1% - 5% Cash back
Annual fee
$95
- Earn 5% cash back rewards on the first $5,000 of eligible purchases of gas, grocery, internet, cable, satellite TV and mobile phone services each year, and then 1% thereafter
- Earn 1% cash back rewards on all other purchases
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†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.