17 Reviews

American Express® Business Gold Card

17 Reviews

  • Rewards rate

    1x - 4x
    Points per dollar

  • Annual fee

    $375

  • Welcome bonus

    100,000
    Points

  • Editors' bonus estimate

    up to $2,120

Additional rates & fees

Annual fee
$375
Intro purchase APR
0% on purchases 6 months from date of account opening
Regular purchase APR
18.74% - 27.74%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
N/A
Cash advance fee
N/A
Late fee
$39 or 2.99% of any past due Pay in Full amount, whichever is greater.
Penalty APR
29.99%* Variable
Balance transfer fee
N/A
Foreign transaction fee
None
Return payment fee
$39

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

  • Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.74% to 27.74% variable APR.*
  • Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
  • Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
  • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
  • The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
  • *Terms Apply
See offer and benefit terms