Rewards rate
1.5xPoints per dollarAnnual fee
$0Welcome bonus
30,000PointsEditors' bonus estimate
up to $300
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% for 9 Billing Cycles
- Regular purchase APR
- 18.49% - 28.49%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 18.49% - 28.49%* Variable
- Cash advance APR
- 29.49%* Variable
- Cash advance fee
- 4%
- Late fee
- See Terms*
- Penalty APR
- N/A
- Balance transfer fee
- 4%
- Foreign transaction fee
- $0
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
- Earn unlimited 1.5 points for every $1 spent, or join Preferred Rewards for Business for no fee, and earn up to an unlimited 2.62 points for every $1 spent on all purchases if you have a Bank of America® business checking account and qualify for Preferred Rewards for Business Platinum Honors tier.
- No limit to the amount of points you can earn and points don't expire as long as your account remains open.
- No annual fee and no international transaction fees.
- Choose how to redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America® Travel Center, for cash back or gift cards.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.