Rewards rate
1.5%Cash backAnnual fee
$0Welcome bonus
$200
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% Intro APR for 15 billing cycles for purchases
- Regular purchase APR
- 18.74% - 28.74% Variable APR on purchases
- Intro balance transfer APR
- See Terms*
- Regular balance transfer APR
- 18.74% - 28.74% Variable APR on balance transfers
- Cash advance APR
- See Terms*
- Cash advance fee
- See Terms*
- Late fee
- See Terms*
- Penalty APR
- up to 29.99% APR
- Balance transfer fee
- 3% for 60 days from account opening, then 4%
- Foreign transaction fee
- 3%
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn unlimited 1.5% cash back on all purchases.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
- No annual fee.
- No limit to the amount of cash back you can earn and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.74% - 28.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.