Rewards rate
1.5x - 2xPoints per dollarAnnual fee
$95Welcome bonus
60,000PointsEditors' bonus estimate
up to $600
Additional rates & fees
- Annual fee
- $95
- Intro purchase APR
- N/A
- Regular purchase APR
- 20.49% - 28.49% Variable APR on purchases
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 20.49% - 28.49% Variable APR on balance transfers
- Cash advance APR
- See Terms*
- Cash advance fee
- See Terms*
- Late fee
- See Terms*
- Penalty APR
- up to 29.99% APR
- Balance transfer fee
- 4% of the amount of each transaction
- Foreign transaction fee
- None
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Low $95 annual fee.
- Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
- No foreign transaction fees.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.