100 Reviews
Rewards rate
1% - 8%Cash backAnnual fee
$0Welcome bonus
$200
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% intro on purchases for 15 months
- Regular purchase APR
- 19.49% - 29.49% (Variable)
- Intro balance transfer APR
- 0% intro on balance transfers for 15 months
- Regular balance transfer APR
- 19.49% - 29.49% (Variable)
- Cash advance APR
- 29.49% (Variable)
- Cash advance fee
- 5% of the amount of the cash advance, but not less than $5
- Late fee
- Up to $40
- Penalty APR
- None
- Balance transfer fee
- 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time
- Foreign transaction fee
- None
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- 0% intro APR on purchases and balance transfers for 15 months; 19.49% - 29.49% variable APR after that; balance transfer fee applies, 3% fee on the amounts transferred within the first 15 months, 4% at a promotional APR that Capital One may offer you at any other time
- Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- No foreign transaction fee
- No annual fee