13 Reviews
Min. deposit
$200RefundableRegular purchase APR
29.99% (Variable)Annual fee
NoneRewards rate
1.5% - 5%Cash back
Additional rates & fees
- Annual fee
- None
- Intro purchase APR
- N/A
- Regular purchase APR
- 29.99% (Variable)
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 29.99% (Variable)
- Cash advance APR
- 29.99% (Variable)
- Cash advance fee
- 5% of the amount of the cash advance, but not less than $5
- Late fee
- Up to $40
- Penalty APR
- None
- Balance transfer fee
- $0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
- Foreign transaction fee
- None
- Return payment fee
- None
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- No credit score required to apply, but may be used if available
- No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
- Put down a refundable $200 security deposit to get a $200 initial credit line
- Building your credit? Using a card like this responsibly could help
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone