23 Reviews
Rewards rate
1x - 10xPoints per dollarAnnual fee
$95Welcome bonus
70,000PointsEditors' bonus estimate
up to $798
Additional rates & fees
- Annual fee
- $95
- Intro purchase APR
- N/A
- Regular purchase APR
- 20.74% - 28.74%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 20.74% - 28.74%* Variable
- Cash advance APR
- 29.99%* Variable
- Cash advance fee
- 5% of each cash advance; $10 minimum
- Late fee
- See Terms*
- Penalty APR
- Up to 29.99% Variable
- Balance transfer fee
- Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
- Foreign transaction fee
- 0%
- Return payment fee
- Up to $41
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
- Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases