128 Reviews

Citi Rewards+® Card

128 Reviews

  • Rewards rate

    1x - 5x
    Points per dollar

  • Annual fee

    $0

  • Welcome bonus

    20,000
    Points

  • Editors' bonus estimate

    up to $200

Additional rates & fees

Annual fee
$0
Intro purchase APR
0% for 15 Months
Regular purchase APR
17.99% - 27.99%* Variable
Intro balance transfer APR
0% for 15 Months
Regular balance transfer APR
17.99% - 27.99%* Variable
Cash advance APR
29.74%* Variable
Cash advance fee
5%, Min: $10
Late fee
See Terms*
Penalty APR
Up to 29.99% Variable
Balance transfer fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Foreign transaction fee
3%
Return payment fee
Up to $41

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • No Annual Fee
Rates and fees