7 Reviews
Rewards rate
1x - 5xPoints per dollarAnnual fee
$0Welcome bonus
5,000PointsEditors' bonus estimate
up to $50
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- N/A
- Regular purchase APR
- 18.99% - 28.99%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 18.99% - 28.99%* Variable
- Cash advance APR
- 29.74%* Variable
- Cash advance fee
- 5% of each cash advance; $10 minimum
- Late fee
- See Terms*
- Penalty APR
- Up to 29.99% Variable
- Balance transfer fee
- Balance transfer fee applies with this offer 5% of each balance transfer, $5 minimum.
- Foreign transaction fee
- 3%
- Return payment fee
- Up to $41
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 5,000 bonus points after spending $500 in the first 3 months of account opening, redeemable for $50 in gift cards or travel rewards at thankyou.com.
- Bonus ThankYou® Points are not available if you received a new account bonus for a Citi Rewards+® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Rewards+ account.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
- Earn 5X total ThankYou® Points on hotels, car rentals and attractions booked on the Citi TravelSM portal through 12/31/2025.
- The variable APR for purchases and balance transfers is 18.99% - 28.99%, based on your creditworthiness.