Rewards rate
1x - 2x
Miles per dollar
Annual fee
$0
Welcome bonus
15,000
Miles
Editors' bonus estimate
up to $304

Additional rates & fees

Annual fee: $0

Intro purchase APR: N/A

Regular purchase APR: 20.49% - 29.49%* Variable

Intro balance transfer APR: 0% for the first 15 months

Regular balance transfer APR: 20.49% - 29.49%* Variable

Cash advance APR: 29.74%* Variable

Cash advance fee: 5%, Min: $10

Late fee: See Terms*

Penalty APR: Up to 29.99% Variable

Balance transfer fee: 5% of each balance transfer; $5 minimum

Foreign transaction fee: 3%

Return payment fee: Up to $41

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.
0% Intro APR for 15 months on balance transfers; after that, the variable APR will be 20.49% - 29.49%, based on your creditworthiness. Interest will be charged on purchases unless you pay the balance due, including balance transfers, by the due date each month.
Balance transfer fee of either $5 or 5% of the amount of each credit card balance transfer, whichever is greater. Balance Transfers must be completed within 4 months of account opening.
No Annual Fee
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights

Rates and fees

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