Rewards rate
1% - 2%Cash backAnnual fee
$0
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% Intro APR for 6 Months
- Regular purchase APR
- 18.49% - 27.49% Variable APR * Rates as of December 12, 2024.
- Intro balance transfer APR
- 0% Intro APR for 18 Months
- Regular balance transfer APR
- 18.49% - 27.49% Variable APR * Rates as of December 12, 2024.
- Cash advance APR
- 29.49% Variable APR * Rates as of December 12, 2024.
- Cash advance fee
- See Terms*
- Late fee
- None the first time you pay late. After that, up to $41.
- Penalty APR
- See Terms*
- Balance transfer fee
- 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
- Foreign transaction fee
- None
- Return payment fee
- Up to $30.
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
- Get a 0% intro APR for 18 months on balance transfers. Then 18.49% to 27.49% Standard Variable APR applies, based on credit worthiness. Rates as of December 12, 2024.
- Redeem your rewards for cash at any time.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee.
- Terms and conditions apply.