139 Reviews

My GM Rewards® Mastercard®

139 Reviews

  • Rewards rate

    4x - 7x
    Points per dollar

  • Annual fee

    None

  • Welcome bonus

    15,000
    Points

  • Editors' bonus estimate

    up to $150

Additional rates & fees

Annual fee
None
Intro purchase APR
0% for 9 months
Regular purchase APR
19.49% - 29.49%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
29.99%
Cash advance fee
None
Late fee
Up to $40
Penalty APR
None
Balance transfer fee
N/A
Foreign transaction fee
None
Return payment fee
None

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

  • Approval Odds are statements and determinations by Credit Karma and not those of Goldman Sachs Bank USA.
  • Earn 15,000 bonus points after spending $1,000 in your first 3 months - that's worth $150 in value when redeemed with GM.
  • Earn 4X points for every $1 spent on all purchases, and 7X total points for every $1 spent on GM purchases. Points don't expire as long as your account stays open and in good standing.
  • Points add up fast! If you spend $12K a year on everyday purchases, you will earn 48,000 pts/equal to $480 toward future redemption with GM.
  • Looking for a new GM vehicle? Redeem unlimited points towards the retail purchase or lease of eligible, new Chevrolet, Buick, GMC or Cadillac.
  • Already have a GM vehicle? Redeem points toward your GM Financial account balance, paid Certified Service, eligible accessories, and more.
  • No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.
  • 0% Intro APR on purchases for the first 9 months; after that, variable APR of 19.49% - 29.49%.
  • See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
  • Terms Apply. Subject to credit approval.