19 Reviews
Rewards rate
1.5%Cash backAnnual fee
NoneWelcome bonus
$200
Additional rates & fees
- Annual fee
- None
- Intro purchase APR
- N/A
- Regular purchase APR
- 16.65% - 28.65%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 16.65% - 28.65%* Variable
- Cash advance APR
- 16.65% - 28.65%* Variable
- Cash advance fee
- 5% of the amount of each Cash Advance. Fee waived when transferring funds electronically to a USAA Bank deposit account.
- Late fee
- Up to $35
- Penalty APR
- None
- Balance transfer fee
- 5% of the amount of each balance transfer.
- Foreign transaction fee
- None
- Return payment fee
- Up to $35
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
- Intro Offer: Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.
- Auto Deductible Reimbursement (up to $200).
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
- No annual fee.
- Cash back rewards never expire.
- Redeem cash back your way, on your schedule.
- No foreign transaction fees.
- 16.65% to 28.65% variable regular APR.
- Terms and Restrictions apply. See the Reward Terms and Conditions and the ADR Benefit Guide on USAA's website for details.
- See Rates and Fees for details.