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Regular purchase APR
11.40% - 25.40%* VariableAnnual fee
$0
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- N/A
- Regular purchase APR
- 11.40% - 25.40%* Variable
- Intro balance transfer APR
- 0% intro APR for 15 months on balance transfers.
- Regular balance transfer APR
- 11.40% - 25.40%* Variable
- Cash advance APR
- 11.40% - 25.40%* Variable
- Cash advance fee
- 5% of the amount of each Cash Advance. Fee waived when transferring funds electronically to your USAA Bank deposit account.
- Late fee
- Up to $35
- Penalty APR
- None
- Balance transfer fee
- 5% of the amount of each Balance Transfer.
- Foreign transaction fee
- None
- Return payment fee
- Up to $35
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 11.40% to 25.40% will apply to introductory balances.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.
- No annual fee.
- No foreign transaction fees.
- See Rates and Fees for details.