Rewards rate
2%Cash backAnnual fee
$0Welcome bonus
$200
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% intro APR for the first 12 months from account opening
- Regular purchase APR
- 19.24%, 24.24%, or 29.24% Variable APR
- Intro balance transfer APR
- 0% intro APR for the first 12 months from account opening on qualifying balance transfers
- Regular balance transfer APR
- 19.24%, 24.24%, or 29.24% Variable APR
- Cash advance APR
- Refer to Important Credit Terms*
- Cash advance fee
- Refer to Important Credit Terms*
- Late fee
- Refer to Important Credit Terms*
- Penalty APR
- None
- Balance transfer fee
- 3% for 120 days from account opening, then up to 5%, min: $5
- Foreign transaction fee
- 3%
- Return payment fee
- Refer to Important Credit Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo’s underwriting criteria
- Select "Continue" to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don't expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.